The IRS ruled in 2014 that you can roll after-tax contributions to a 401(k) into a Roth IRA. You must roll over a proportional amount of pre-tax funds along with your after-tax rollover amount. You have 60 days to deposit the rollover funds into the appropriate account. Its considered taxable otherwise.

Rollovers of After-Tax Contributions in Retirement Plans - IRS

27‏/04‏/2022 — Can I roll over just the after-tax amounts in my retirement plan to a Roth IRA and leave the remainder in the plan? ... No you cant take a ...

Rolling after-tax 401(k) to Roth IRA - Fidelity Investments

02‏/07‏/2021 — Investors can roll after-tax money in a workplace plan like a 401(k) into a Roth IRA. · To roll after-tax money to a Roth IRA earnings on the ...

More companies are offering an after-tax 401(k) option for big savers

10‏/06‏/2022 — The other twist is how earnings are taxed. While Roth 401(k) withdrawals (including earnings growth) are tax-free in retirement any earnings on ...

Converting Your After-Tax 401(k) Dollars to a Roth IRA

Youd like to receive a distribution from the plan and convert only the after-tax dollars to a Roth IRA. By rolling over/converting only the after-tax dollars ...

Must-Know Rules for Converting Your 401(k) to a Roth IRA - Investopedia

How to Reduce the Tax Hit — If you roll a traditional 401(k) over to a Roth individual retirement account (Roth IRA) you will owe income taxes on the money ...

What Is An After-Tax 401(k) And Who Should Make Contributions To One?

23‏/05‏/2022 — After-tax contributions can be rolled over into a Roth IRA. One of the advantages of the after-tax 401(k) is that you can roll over your ...

The Time Is Right for Aftertax 401(k) Contributions | Morningstar

28‏/06‏/2022 — Why is the Roth 401(k) better? The saver contributes aftertax dollars to both accounts. But while Roth contributions enjoy tax-free compounding ...

Understanding Roth & After-Tax 401(k) Contributions | The Hartford

Your employees Roth deferrals are not taxed again if theyre withdrawn in retirement. Other after-tax contributions are the same as taxable income. This means ...

The Tax Trick That Could Get An Extra $56000 Into Your Roth IRA Every ...

Mega Backdoor Roth is a strategy allowing taxpayers to get as much as $37000 (for 2019) extra into their Roth IRA by rolling over after-tax contributions from ...