Individual and Family
2023 Obamacare Open Enrollment Dates by State
Published on January 11, 2024
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If you are looking for health insurance, you may have heard about the Open Enrollment Period. Open enrollment is an opportunity for you to stop, start, or change your health insurance.
For Affordable Care Act insurance plans, open enrollment runs from November 15th to January 15th. However, you’ll need to sign up by December 15th for coverage to start on January 1st. It’s important to note that open enrollment for health insurance can vary depending on the state.
What is open enrollment?
Open enrollment for health insurance refers to a specified period when you can stop, start, or change health care coverage. If you do not have health insurance, this is an opportunity for you to look at different plans and select one. If your health needs have changed, this is an opportunity for you to switch your health insurance plan from your current one to one that better suits your current needs.
When does open enrollment begin?
Generally, the federal open enrollment period for health insurance starts on November 1.
When does open enrollment end?
Usually, open enrollment ends on January 15th, but it can vary slightly depending on the plan you choose. Note that in order to have healthcare coverage by January 1st, you’ll need to enroll by December 15th.
Open Enrollment by State
For state-run marketplaces, there may be different enrollment dates.
Check the chart below for specific information about the open enrollment periods in your state or to start comparing health insurance plans in your state:
Open Enrollment 2023 Dates by State
| State Name | Open Enrollment Period for 2024 Coverage |
| Alabama | November 1, 2023 through January 15, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Alaska | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Arizona | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Arkansas | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| California | November 1, 2023 through January 31, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Colorado | November 1, 2023 through January 15, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Connecticut | November 1, 2023 through January 15, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Delaware | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Florida | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Georgia | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Hawaii | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Idaho | October 15, 2023 through December 15, 2023 for coverage starting on January 1, 2024. |
| Illinois | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Indiana | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Iowa | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Kansas | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Kentucky | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Louisiana | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Maine | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Maryland | November 1, 2023 through January 15, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Massachusetts | November 1, 2023 through January 23, 2024. (By December 23, 2023 for coverage starting on January 1, 2024) |
| Michigan | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Minnesota | November 1, 2023 through January 15, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Mississippi | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Missouri | November 1, 2023 through January 16, 2024. (By December 23, 2023 for coverage starting on January 1, 2024) |
| Montana | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Nebraska | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Nevada | November 1, 2023 through January 15, 2024. (By December 31, 2023 for coverage starting on January 1, 2024) |
| New Hampshire | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| New Jersey | November 1, 2023 through January 31, 2024. (By December 31, 2023 for coverage starting on January 1, 2024) |
| New Mexico | November 1, 2023 through January 15, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| New York | November 16, 2023 through January 31, 2024 (By December 15, 2023 for coverage starting on January 1, 2024). |
| North Carolina | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| North Dakota | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Ohio | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Oklahoma | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Oregon | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Pennsylvania | November 1, 2023 through January 15, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Rhode Island | November 1, 2023 through January 31, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| South Carolina | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| South Dakota | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Tennessee | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Texas | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Utah | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Vermont | November 1, 2023 through January 15, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Virginia | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Washington | November 1, 2023 through January 15, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Washington DC | November 1, 2023 through January 31, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| West Virginia | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Wisconsin | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
| Wyoming | November 1, 2023 through January 16, 2024. (By December 15, 2023 for coverage starting on January 1, 2024) |
Your “effective date” refers to the date when you can start to use your new health insurance plan.
The effective date for a health insurance plan bought during the national open enrollment period is January 1st of the following year.
Please note that if you enroll in health insurance in a state that has extended their open enrollment period, the effective date of your coverage will vary based on when you apply.