How much you can get
On this page
- Calculate your payments
- Shared custody and your payments
- Payments are recalculated in July
- Related provincial and territorial benefits
- CCB young child supplement
- Children with a disability
- Repaying an overpayment
Calculate your payments
Use the child and family benefits calculator to help plan your budget.
Calculate how much you can get-
The math behind CCB payments
How are payments calculated
Every month of the benefit year (July to June of the following year), CCB payments are adjusted based on:
- the number of children in your care
- the age of your children
- your adjusted family net income (AFNI), as reported in last year's tax return
Current year
The following amounts are for the payment period from July 2023 to June 2024 and are based on your AFNI from 2022.
Maximum Canada child benefit
If your AFNI is under $34,863, you get the maximum amount for each child. It will not be reduced.
For each child:
- under 6 years of age: $7,437 per year ($619.75 per month)
- 6 to 17 years of age: $6,275 per year ($522.91 per month)
Examples:
- For a child born in March 2024, you will be eligible to receive the CCB in April 2024 or the month following the month you become eligible
- For a child turning 6 years of age in March 2024, you will be paid at the under 6 years of age rate for the month of March and, at the 6 to 17 years of age rate for the month of April 2024.
- For a child turning 18 in December 2023, the last payment will be in December 2023 at the 6 to 17 years of age rate.
Payments are based on your adjusted family net income (AFNI)
Any reduction to the maximum benefit payment depends on your AFNI and on the number of children.
The payments gradually start decreasing when the adjusted family net income is over $34,863.
Definition of adjusted family net income (AFNI)
Your AFNI is:
- your family net income (line 23600 of your tax return, plus line 23600 of your spouse's or common-law partner's tax return, if applicable)
- minus any universal child care benefit (UCCB) and registered disability savings plan (RDSP) income received (line 11700 and line 12500 of your or your spouse's tax return, if applicable)
- plus any UCCB and RDSP amounts repaid (line 21300 and line 23200 of your or your spouse's tax return, if applicable)
You have one child in your care
-
Your AFNI is below $34,863
You get the maximum amount and it is not reduced. For your eligible child:
- under 6 years of age: $7,437 per year ($619.75 per month)
- aged 6 to 17 years of age: $6,275 per year ($522.91 per month)
-
Your AFNI is greater than $34,863 up to $75,537
Your total payment is reduced by
- 7% of your income greater than $34,863
Calculation
Adjusted family net income
-$34,863
=income over threshold
x7%
=total reduction
Maximum payment amounts
Under 6 years of age: $7,437 per year
Aged 6 to 17 years of age: $6,275 per year
-minus total reduction
=your annual payment
Example
Martha has:
- one child under 6
- an adjusted family net income of $45,000
$45,000 (AFNI)
-$34,863
=$10,137 (income over threshold)
x7%
=$709.59 (total reduction)
$7,437 (maximum amount)
-$709.59 (minus total reduction)
=$6,727.41 (annual payment)
Martha would receive $6,727.41 (about $560.61 per month) for the July 2023 to June 2024 period.
-
Your AFNI is greater than $75,537
Your total payment is reduced by:
- $2,847 + 3.2% of your income greater than $75,537
Calculation
Adjusted family net income
-$75,537
=income over threshold
x3.2%
=partial reduction
+$2,847
=total reduction
Maximum payment amounts
Under 6 years of age: $7,437 per year
Aged 6 to 17 years of age: $6,275 per year
-minus total reduction
=your annual payment
Example
Martha has:
- one child under 6
- an adjusted family net income of $100,000
$100,000 (AFNI)
-$75,537
=$24,463 (income over threshold)
x3.2%
=$782.82 (partial reduction)
+$2,847
=$3,629.82 (total reduction)
$7,437 (maximum amount)
-$3,629.82 (total reduction)
=$3,807.18 (annual payment)
Martha would receive $3,807.18 (about $317.26 per month) for the July 2023 to June 2024 period.
You have two children in your care
-
Your AFNI is below $34,863
You get the maximum amount for each child and your payment is not reduced. For each eligible child:
- under 6 years of age: $7,437 per year ($619.75 per month)
- aged 6 to 17 years of age: $6,275 per year ($522.91 per month)
-
Your AFNI is greater than $34,863 up to $75,537
Your total payment is reduced by:
- 13.5% of your income greater than $34,863
Calculation
Adjusted family net income
-$34,863
=Income over threshold
x13.5%
=Total reduction
Maximum payment amounts
Under 6 years of age: $7,437 per year
Aged 6 to 17 years of age: $6,275 per year
-total reduction
=your annual payment
Example
Fatima has:
- two children under 6
- an adjusted family net income of $60,000
$60,000 (AFNI)
-$34,863
=$25,137 (income over threshold)
x13.5%
=$3,393.50 (total reduction)
$14,874 (maximum amount = $7,437 x 2)
-$3,393.50 (total reduction)
=$11,480.50 (annual payment)
Fatima would receive $11,480.50 ($956.70 per month) for the July 2023 to June 2024 period.
-
Your AFNI is greater than $75,537
Your payment is reduced by:
- $5,491 + 5.7% of your income greater than $75,537
Calculation
Adjusted family net income
-$75,537
=income over threshold
x5.7%
=partial reduction
+$5,491
=total reduction
Maximum payment amounts
Under 6 years of age: $7,437 per year
Aged 6 to 17 years of age: $6,275 per year
-total reduction
=your annual payment
Example
Fatima has:
- two children under 6
- an adjusted family net income of $125,000
$125,000 (AFNI)
-$75,537
=$49,463 (income over threshold)
x5.7%
=$2,819.39 (partial reduction)
+$5,491
=$8,310.39 (total reduction)
$14,874 (maximum amount = $7,437 x 2)
-$8,310.39 (total reduction)
=$6,563.61 (annual payment)
Fatima would receive $6,563.61 (about $546.96 per month) for the July 2023 to June 2024 period.
You have three children in your care
-
Your AFNI is below $34,863
You get the maximum amount for each child and your payment is not reduced. For each eligible child:
- under 6 years of age: $7,437 per year ($619.75 per month)
- aged 6 to 17 years of age: $6,275 per year ($522.91 per month)
-
Your AFNI is greater than $34,863 up to $75,537
Your total payment is reduced by:
- 19% of your income greater than $34,863
Calculation
Adjusted family net income
-$34,863
=income over threshold
x19%
=total reduction
Maximum benefit amount
Under 6 years of age: $7,437 per year
Aged 6 to 17 years of age: $6,275 per year
-total reduction
=your annual payment
Example
Julie has:
- three children over 6
- an adjusted family net income of $50,000
$50,000 (AFNI)
-$34,863
=$15,137 (income over threshold)
x19%
=$2,876.03 (total reduction)
$18,825 (maximum amount = $6,275 x 3)
-$2,876.03 (total reduction)
=$15,948.97 (annual payment)
Julie would receive $15,948.97 (about $1,329.08 per month) for the July 2023 to June 2024 period.
-
Your AFNI is greater than $75,537
Your total payment is reduced by:
- $7,728 + 8% of your income greater than $75,537
Calculation
Adjusted family net income
-$75,537
=income over threshold
x8%
=partial reduction
+$7,728
=total reduction
Maximum payment amounts
Under 6 years of age: $7,437 per year
Aged 6 to 17 years of age: $6,275 per year
-total reduction
=your annual payment
Example
Julie has:
- three children over 6
- an adjusted family net income of $150,000
$150,000 (AFNI)
-$75,537
=$74,463 (income over threshold)
x8%
=$5,957.04 (partial reduction)
+$7,728
=$13,685.04 (total reduction)
$18,825 (maximum amount = $6,275 x 3)
-$13,685.04 (total reduction)
=$5,139.96 (annual payment)
Julie would receive $5,139.96 (about $428.33 per month) in for the July 2023 to June 2024 period.
You have four children or more in your care
-
Your AFNI is below $34,863
You get the maximum payment for all the children, and your payment is not reduced. For each eligible child:
- under 6 years of age: $7,437 per year ($619.75 per month)
- aged 6 to 17 years of age: $6,275 per year ($522.91 per month)
-
Your AFNI is greater than $34,863 up to $75,537
Your total payment is reduced by:
- 23% of your income greater than $34,863
Calculation
Adjusted family net income
-$34,863
=income over threshold
x23%
=total reduction
Maximum payment amounts
Under 6 years of age: $7,437 per year
Aged 6 to 17 years of age: $6,275 per year
-total reduction
=your annual payment
Example
Kira has:
- four children over 6
- an adjusted family net income of $45,000
$45,000 (AFNI)
-$34,863
=$10,137 (income over threshold)
x23%
=$2,331.51 (total reduction)
$25,100 (maximum amount = $6,275 x 4)
-$2,331.51 (total reduction)
=$22,768.49 (annual payment)
Kira would receive $22,768.49 (about $1,897.37 per month) for the July 2023 to June 2024 period.
-
Your AFNI is greater than $75,537
Your total payment is reduced by:
- $9,355 + 9.5% of your income greater than $75,537
Calculation
Adjusted family net income
-$75,537
=income over threshold
x9.5%
=partial reduction
+$9,355
=total reduction
Maximum payment amounts
Under 6 years of age: $7,437 per year
Aged 6 to 17 years of age: $6,275 per year
-total reduction
=your annual payment
Example
Kira has:
- four children over 6
- an adjusted family net income of $200,000
$200,000 (AFNI)
-$75,537
=$124,463 (income over threshold)
x9.5%
=$11,823.99 (partial reduction)
+$9,355
=$21,178.99 (total reduction)
$25,100 (maximum amount = $6,275 x 4)
-$21,178.99 (total reduction)
=$3,921.01 (annual payment)
Kira would receive $3,921.01 (about $326.75 per month) for the July 2023 to June 2024 period.
Previous years
Shared custody and your payments
Each parent with shared custody will get 50% of what they would have gotten if they had full custody of the child and the amount is calculated based on their own adjusted family net income.
The CRA will not split the amount using other percentages, or give the full amount to one of the parents if the CRA considers you to have shared custody.
If a child only lives with you part time, go to Custody arrangements and your benefits to find out if you are considered to have shared custody.
Payments are recalculated in July
Every July, your benefit payment is recalculated based on your adjusted family net income from the previous year. CCB is indexed to inflation.
For example, payments from:
- July 2023 to June 2024: based on your adjusted family net income from 2022
- July 2022 to June 2023: based on your adjusted family net income from 2021
In other words, a change in your income in 2022 will only be reflected in your payments starting in July 2023.
If your payment changed or stopped in another month, go to If your payment stopped or changed.
Related provincial and territorial benefits
Some provinces and territories offer additional assistance to help with the cost of raising a family.
Some of these benefits are added to your CCB payment and paid with it, while others are paid separately.
Select your province or territory:
CCB young child supplement
The CCB young child supplement is paid to families who were entitled to receive a Canada child benefit (CCB) payment in January, April, July or October 2021 for each child under the age of six. The amount you receive depends on your family net income in 2019 and 2020. You and your spouse or common-law partner must file your 2019 and 2020 tax returns to get all four payments.
For more information, go to CCB young child supplement.
Children with a disability
If your child is eligible for the disability tax credit, you may also be eligible for the child disability benefit.
For the period of July 2023 to June 2024, you could get up to $3,173 ($264.41 per month) for each child who is eligible for the disability tax credit.
Go to Child disability benefit
Repaying an overpayment
What to do if you received a notice saying you have to make a repayment
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