How Much Does Medicare Part C Cost?
Medicare Part C Coverage Costs
The cost of Medicare Part C plans (also known as Medicare Advantage plans) varies depending on where you live and the plan you choose. Some plans have $0 monthly premiums. You still have to pay your Part A and Part B monthly premiums. For most people, Part A is free, and some Medicare Advantage plans can help cover part of your Part B premium. With a Medicare Advantage (Part C) plan, you receive Original Medicare Part A and Part B coverage plus many other benefits.
A Breakdown Of Your Medicare Part C Costs
Medicare Part C Monthly Premiums
Medicare Advantage (Part C) monthly premiums vary, typically ranging from $0 to $200 for different coverage. You still have to pay for your Part A and Part B monthly premiums, though some Medicare Part C plans will help with your Part B premium.
Medicare Part C Deductibles
Like premiums, deductibles vary with your plan. Some Medicare Part C plans have separate deductibles for medical care and prescription drugs.
Medicare Part C Copays
Copays are a flat fee for medical services. Some Medicare Part C plans may have a higher copay for healthcare providers not in their plan (i.e., out of network).
Once you calculate the added benefits of a Medicare Part C plan, you may see the value that comes with this type of coverage. In fact, approximately half of Medicare enrollees opt for a Medicare Advantage (Part C) plan.
What Does Medicare Part C Cover?
Medicare Advantage (Part C) plans offer all the benefits of Original Medicare Part A and Part B, plus additional coverage that can save you money, like:
- Most Part C plans include Prescription drug coverage (Part D)
- Routine dental care including cleanings, X-rays, and dentures
- Routine vision care including contacts and glasses
- Routine hearing care including hearing aids
- Allowances for over-the-counter items
- Fitness benefits including exercise classes
How Much Does Medicare Part C Cost Per Month?
Medicare Advantage (Part C) monthly premiums vary from plan to plan and state to state. But there are some basic factors that determine your Medicare Part C costs:
- The monthly premium of your plan, which typically ranges from $0 to $200
- How much of your Medicare Part B monthly premium your Medicare Part C plan covers
- The amount of your copays and deductibles for various medical services
Who Is Eligible For Medicare Part C?
To be eligible for a Medicare Part C plan:
- You must be enrolled in Original Medicare (Medicare Parts A and B)
- You need a Medicare Part C insurance provider that's offering the coverage you want during your enrollment periods
During enrollment, you can review pricing from Part C insurers such as Anthem and compare Medicare Part C plans. Balance your costs with the coverage that’s important to you.
Help With Your Medicare Part C Plan Costs
If you're having trouble finding an affordable plan, you have options. You can receive help with Medicare Part C costs through a Medicare Savings Program .
If you meet the requirements for low income, disability, or certain chronic health conditions and you are currently enrolled in Medicare Part A and Part B, these state programs may help pay for Medicare Part A, Part B, and Part C premiums and other costs from your plan.
Ready To Shop?
Enter your Zip code below to find plans available in your area.
Read Our Other Medicare Articles
What Is Medicare?
How To Apply For Medicare
Medicare Advantage Vs Original Medicare
Medicare Part D Enrollment
About Medicare Enrollment
Medicare Eligibility
What Does Medicare Cover?
Medicare Advantage Open Enrollment
Medicare Advantage Enrollment
Medicare Part D Plans
Turning 65
Why Choose Anthem?
Anthem BlueCross BlueShield is a Medicare Advantage plan with a Medicare contract. Anthem BlueCross BlueShield is a SNP plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in Anthem BlueCross BlueShield depends on contract renewal.
Anthem BlueCross is a Medicare Advantage plan with a Medicare contract. Anthem BlueCross is a SNP plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in Anthem BlueCross depends on contract renewal.